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Get Up to $240 in Bonuses with Citizens Bank Checking

Citizens Bank is running a promotion where you can get up to $240 in bank bonuses for “going green.” Open a new Citizens Bank checking account between 4/9/2011 and 5/6/2011 and you can earn up to $240 over the next six months by using their online bill payment. If you make at least five bill pay transactions of $50 or more you can get a bonus of $40 for the month. This offer is valid for six months after account opening.

Since there are multiple banks doing business under the Citizens Bank name, this offer relates only to the bank owned by Royal Bank of Scotland and doing business in Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island and Vermont.

While Citizens Bank doesn’t offer any condition-less free checking accounts, there are still ways that you can get the monthly service fee waived. If you opt for their Green Checking account, the $4.99 monthly service fee is waived if you make five bill pay transactions each month. Since you’ll be making the five bill pay transactions each month anyway to get the $40 bonus, just keep up the bill pay transactions and the checking account will remain free. Alternately, if you maintain an average balance of $1,500, the monthly service fee for the Green Checking account will also be waived. The Green Checking comes with one additional bonus: it offers Green$ense.

With Green$ense, every time you pay without paper (like using a debit card or using online bill pay), you will earn a 10-cent bonus on each transaction you make and you can earn up to $120 per year in Green$ense bonuses. For this account, you will automatically be enrolled in paperless statements and online bill pay, and you will receive a debit card made from recycled plastic. You must have at least 10 eligible transactions in a month to receive a Green$ense earnings credit for that month. If you have at least 10 eligible transactions in a month, you will receive 10 cents for each eligible transaction up to a maximum of 100 eligible transactions in the month ($10 monthly cap).

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