UFBDirect.com is offering a high 5.31% CD rate on their 3 month CD. The minimum requirement to open an account is $8,000. Their 6 month and 12 month CDs yield 5.25% and 5.20% APY, respectively.

Gotta love that stock photo, right? You can take on the world with a 5.31% APY money market rate! UFB Direct also offers a pretty good 5.31% rate on their money market account. Details:

• For Money Market Accounts with balances below $200.00 the Rate/APY will drop to 0.00%.
• The Money Market accounts will incur a $10.00 monthly service fee if the monthly average balance falls below $200.00.