Citizens First bank is offering special 22 month CD at 3.15% APY, 13 month CD at 2.25%, and a 8 month CD at  1.50%.

Minimum deposit on this certificate is $1,000. You must be a new customer to receive this promo rate.

You can apply for both CDs online. A checking account may be required to open the special CDs. Once you finish the online application, they will mail you the signature card.

The actual brick and mortar banks are located in East Michigan.

Citizens First Bank is FDIC insured.