DimeDirect.com is offering 3.25% APY on an 18 month IRA CD. With IRA CDs, you can contribute up to $5,000 per calander year ($6,000) if you’re 50 or older). A $500 minimum balance is required to open the account, and there is a maximum deposit of $250,000.

In addition to this deal, DimeDirect.com also offers a 3.00% APY 3 year CD, and a 3.50% APY 5 year CD.

DimeDirect.com is a subsidiary of Dime Savings Bank of Williamsburgh, which is FDIC insured.