• Offer valid only for customers residing in Colorado, Arizona, or Riverside County, CA.
• Offer valid for new personal checking accounts opened.
• Limit one gift award per household, per 24 month period, Limit one gift per account.
• The gift is redeemable online and a redemption code will be given if the account opened is in good standing, the customer enrolls for online banking, and (1) a direct deposit greater than $300 posts to the account, or (2) three bill payments are made from the account to corporate entities.
• Requirements (1) and (2) above must be met within 60 days of account opening and the code will be given within 90 days of account opening.
• Direct deposit must be payroll, pension, Social Security or other government benefits.
• Direct deposit or Bill Pay enrollment must be new to FirstBank.
• We reserve the right to substitute gifts offered at any time with an item of similar value.
• The cost of the gift is considered interest and is subject to IRS and other tax reporting.
• The cost of the gift is considered a bonus that can be revoked if the account is closed within six months of opening.
• FirstBank employees are not eligible to receive the gift. iPod Touch© is a registered trademark of Apple Inc.
• Apple, Garmin, and Amazon are not participants in or sponsors of this promotion.

Related Bank Rates & Bank Deals:

1. Chase $125 Checking Bonus
2. Chase Business Checking $100 Bonus Valid Through 5/27/11

Chase is currently offering a $100 bonus for opening a Business Checking account. To get the bonus you need to visit the promotional page and get a $100 coupon to take to your nearest Chase bank branch.

Offer valid thru May 27, 2011. A qualifying Chase business checking account is required (please talk to a Banker for details). Offer does not apply to IOLTA and Client Funds Checking accounts. Offer not available to existing Chase business checking customers, on account conversions or in combination with any other offer and is non-transferable. To qualify for this offer, deposit $500 or more into your new business checking account within 30 days of account opening with funds not currently on deposit with Chase or any of its affiliates. Cash premium will be deposited automatically into your checking account within 10 business days after confirmation of the qualifying deposit. Account opening and award of premium are subject to approval. Limit one business checking account-related premium per customer per calendar year. Chase reserves the right to withdraw this offer at any time without notice. Attempts to earn multiple premiums may be voided by Chase, at its discretion. Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible. Cash bonus may be considered interest reportable on IRS Form 1099-INT.

The following checking accounts qualify for this bonus:

• Chase BusinessClassic Checking
• BusinessClassic Checking with Interest
• Chase Advanced BusinessChecking
• Advanced Business Checking with Interest
• Commercial Checking
• Commercial Checking with Interest
• Chase BusinessPlus Extra Checking account

Related Bank Rates & Bank Deals:

1. Chase $125 Checking Bonus
2. Chase Freedom Visa – 5% Cash Back & $150 Bonus
3. Bank of the West $100 Checking Account Bonus

You can find the link to the Chase checking bonus offer here. The offer ends on 3/31/11, but in the past the offer has typically ended before the actual end date. So if you’re interested in this bonus I would open it soon.

You can either apply for an account online, or have them email you an email code to bring into a local chase branch.

Some details of this promotion:

• Offer not available to existing Chase checking customers. Offer valid through 3/31/11
• To qualify for the bonus you must open a new Chase Total CheckingSM account with a $100 minimum deposit of new money (money not currently held by Chase or its affiliates)
• Also, within 60 calendar days of account opening, we must receive from your employer or the government a monthly electronic direct deposit of your payroll, pension or government benefits, such as Social Security
• The bonus will be deposited into your new account within 10 business days after your initial direct deposit is posted to your account. Bonus is not considered part of minimum opening deposit
• Limit one checking account-related bonus per customer, per calendar year
• Offer not available on account conversions or in combination with any other offer
• Employees of JPMorgan Chase Bank, N.A. and our affiliates are not eligible
• Checking account must remain open for a minimum of six months or the bonus will be debited from the account at closing
• Account is subject to approval. Bonus is considered interest and will be reported on IRS Form 1099-INT.

You can avoid a monthly fee on the Chase Total Checking account by meeting any of the following requirements:

• If you have a monthly direct deposit of $500 or more (two or more direct deposits that add up to $500 or more do not qualify),
• OR $1,500 minimum daily balance
• OR average daily balance of $5,000 or more in linked deposit/investment accounts
• OR paid other Chase checking related fees of at least $25
• Otherwise, a $12 monthly service fee applies ($10 monthly Service Fee in CA, OR and WA). Chase used to waive monthly fees when you made five or more debit-card purchases in a month.

Chase is FDIC insured under JPMorgan Chase Bank.

Related Bank Rates & Bank Deals:

1. KeyBank $100 Checking Account Bonus
2. Sound Credit Union – $100 Checking Account Bonus (WA)
3. Bank of the West $100 Checking Account Bonus

• Open account online using offer code ONCS0211
• Making at least 20 payments and/or purchases a month for 3 months
• Make 3 direct deposits of at least $500

These key bank checking accounts qualify for the deal:

• Key Coverage Checking, which has free statements, online banking and bill pay; the first two overdraft or return items fees assessed per monthly statement are waived; and no overdraft fee if you withdraw account by $10 or less based on the end-of-day balance.
• Key Advantage Checking, which waives the monthly fee with balances of $10,000 and up in any combination of qualifying deposit, credit, investment and retirement accounts.
• Key Express Checking, which has no minimum balance, monthly maintenance fee, or per-check fee or limits.
• Key Privilege Checking, which has unlimited check writing, automatic daily sweep with various investment options and reimbursement each month of up to $6 of other banks’ ATM fees.
• Key Privilege Select Checking, which has unlimited check writing and various overdraft options.

KeyBank is based in Cleveland, Ohio and is FDIC insured.

Related Bank Rates & Bank Deals:

1. Sound Credit Union – $100 Checking Account Bonus (WA)
2. Bank of the West $100 Checking Account Bonus

If you aren’t a current ING Direct savings account member, email me at ratestracker at gmail.com to get a referral link. This will start you off with $25. The ING Direct savings account has a pretty decent savings yield and is a highly reviewed online savings account that’s top rated for customer service as well as ease of use.

You can then open a ING Electric Orange Checking Account and get an additional $50 bonus.

The ING Orange checking account features the following:

• No minimum balance
• No ATM surcharge
• No monthly fee
• No overdraft charge
• Free MasterCard® Debit Card for all purchases
• Free Online Bill Pay
• Free access at over 35,000 ATMs – find one near you
• Free postage – we’ll mail your paper checks for you

In order to get the $50 Electric Orange checking bonus, you have to open Electric Orange and make a total of 3 Card purchases or Person2Person Payments (or any combo of the two) within 45 days of account opening.

Finally, to get the last $100 bonus you need to open a ShareBuilder account and complete a a full brokerage transfer of $500 or more from a competing broker to Sharebuilder. The $100 bonus offer is available for Individual, Joint and Custodial accounts only. Offer not valid for IRA or Education Savings Accounts. The $100 bonus will post to your account approximately 4-6 weeks after completing a full brokerage transfer from a competing broker and is not available for withdrawal for 180 days. This offer is not valid with any other offers and is non-transferrable. Limit one ShareBuilder promotional award per unique customer.

Upon completion of these 3 steps you’ll end up with $175 in bank bonuses from ING Direct!

Related Bank Rates & Bank Deals:

1. Bank of the West $100 Checking Account Bonus

A minimum $250 monthly direct deposit to a new primary consumer checking account is required. The $100 incentive is available for new primary consumer checking accounts only and will be deposited 30 days after direct deposit is established. Checking account must meet direct deposit requirement within 90 days of account opening or $100 incentive will not be paid. One incentive paid per member. Must meet qualifying criteria to open checking account. A $25 savings account is required for membership. The $100 incentive will be reported on Form 1099-INT. The $100 incentive cannot be used to open checking account. Limited time offer, eligibility and incentive are subject to change at any time.

Membership is open to anyone who lives or works in Washington State or has a family member who has an account with Sound or who is eligible to join. Please refer to the credit union’s Sign-Up Page for the full details. Membership requires a minimum $25 deposit in the savings account.
Branches are located in the Washington cities of Auburn, Bonney Lake, Federal Way, Lakewood, Gig Harbor, Key Center, Olympia, Puyallup and Tacoma.

Sound Credit Union’s free checking account qualifies for this promotion. It has no monthly service charge or minimum balance. It also has free checks and one free overdraft per year.

Related Bank Rates & Bank Deals:

1. Bank of the West $100 Checking Account Bonus

The offer is called Welcome Rewards but you must meet quite a few requirements to get the bonus.

The requirements include:

• Be a new Comerica personal checking account customer (All personal checking account types are eligible)
• Register online for the program within 30 days of opening your new checking account
• Establish a recurring direct deposit of at least $150 per month OR recurring ACH payments that total at least $150 per month (within 90 days of opening account)
• Make at least 10 check card purchases totaling $250 within 90 days OR sign up for Comerica Web Bill Pay and conduct at least 10 transactions totaling $250 (within 90 days of opening account)

The account must remain open for six full monthly cycles. Once the requirements are met your new Comerica checking account will be credited with the qualifying bonus. Bonus is considered interest and will be reported on IRS form 1099-INT.

One thing to watch out for is that most of their checking accounts have monthly fees. Access Checking allows you to waive the fee if you maintain a $750 minimum balance or have direct deposit, or are a full time college student. Be sure to read the fine print and check for fees before opening an account.

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Flushing Bank is offering a bank bonus of up to $150 for opening a Totally Free Checking or Best Rate Checking Account. New checking customers with new money only. The offer is limited to one checking account per household. Minimum deposit to open a new checking account is $100. In order to get the full $150 bonus you must complete the following:

• Get $75 after 5 debit card purchases of $25 or more.
• Get $75 for completing 5 online banking bill payments of $25 or more OR signing up and receiving a recurring direct deposit of $250 or more.
• These must be completed prior to 60 days after the end of the promotion.
• Maximum amount a customer can receive for this bank promotion is $150.

The bank bonus will be deposited into the checking account 75 days after promotion ends.

The BestRate Checking account can be opened with $100, but requires a minimum balance $5,000 to earn the best interest rate. Customers also pay a $10 monthly fee for balances below $5,000. Totally Free Checking can be opened with $100 has no monthly maintenance, per check, or deposit fees. Flushing Bank is based in Lake Success, N.Y., and operates in Queens, Brooklyn, Manhattan, and Nassau County.

This bank promotion ends on March 31, 2011.

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• Balances up to $250,001 earn 1.35% APY
• Balances above $250,001 earn 0.8% APY
• Minimum opening deposit of $1,000
• Electronic statements
• Free ATM transactions
• Free mobile banking and bill pay can be added

Fees may reduce earnings on account. Among the fees you may have to pay are $5 to replace a lost check card, $5 for deposited checks that are returned unpaid, $29 for stop payments, $15 for paper statements, and $34 per returned item.

The bank also offers a 12-month certificate of deposit (CD) with a 1.3% APY. The CD requires a minimum opening deposit of $10,000 and there must be a minimum balance of $10,000 to earn the stated CD rate.

IncredibleBank is an online bank. It is a division of River Valley Bank, based in Wausau, Wis., which has been in business since 1967. Accounts at IncredibleBank are insured by the Federal Deposit Insurance Corp. (FDIC) for up to $250,000 per depositor.

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Aurora bank CDs have different yields based on term to maturity and deposit amount. CD rates range from 1.10% APY for a 6 month CD with 1000 minimum deposit to 2.32% APY for a 5 year CD. Jumbo CDs are also available with slightly higher yields. Aurora Bank CDs include:

• Competitive interest rates, compounded daily and posted monthly
• Flexible terms, ranging from 6 months to 5 years
• Low minimum deposit requirement of $1,000
• Automatic renewal at maturity

The checking account has a .10% APY across all balances and features:

• Competitive interest rates, compounded daily and posted monthly
• Unlimited check writing and withdrawals
• No monthly fee (with average balance of $1,000 or more)
• May be linked to certain accounts for Overdraft Protection
• Check Card

The Aurora bank savings account has a .10% APY for balances up to 7500 and .25% for balances above 7500. Features include:

• Competitive interest rates, compounded daily and posted monthly
• Flexible access: ATM card
• No monthly fee (with average balance of $500 or more)
• Direct deposit, mail-in deposit, electronic transfer
• May be linked to certain accounts for Overdraft Protection

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