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Charles Schwab CD & Savings Rates

For those of you who currently have banking accounts with Chuck, here are the current bank rates.

charles schwab bank rates Charles Schwab CD & Savings Rates

Certificate of deposits ($1000 minimum deposit):

  • 3 month CD – .50%
  • 6 month CD – .80%
  • 1 year CD – 1.20%
  • 18 month CD – 1.35%
  • 24 month CD – 1.60%
  • 36 month CD – 1.70%
  • 48 month CD – 1.80%
  • 60 month CD – 2.00%

Their high yield investor savings account has a 1.35% APY, and 0 minimum deposit. The interest checking plus account offers .52% APY across all balances.

As you can see these rates are not quite the best bank rates available but if you already do your banking with Charles Schwab bank, the convenience factor might be worth it. I personally currently have a Charles Schwab card for the 2% cashback on all purchases.

Bank rates may be out of date. Please check bank websites for current rates. Find & compare the best CD rates, savings accounts, and bank deals!

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