website statistics

Dollar Savings Direct – 3.05% Savings Rate currently has one of the highest savings account rates available online. They seem to be a subsidiary or spinoff of, which I have used in the past without any problems.

dollarsavingsdirect Dollar Savings Direct   3.05% Savings Rate

Some details of the account:

  • $1000 minimum opening balance
  • Dollar Savings Direct can be linked directly to your checking account
  • FDIC insured up to $250,000 per depositor

They also offer pretty decent CD Rates as well, especially with certificate rates falling across the board. Their current CD rate is 3.25% APY for 16 months, with a miniumum balance of $1000. One caveat – you need to open a savings account before you can open a CD account. One nice thing is that you can actually withdraw the interest from your CD into your savings account.

Bank rates may be out of date. Please check bank websites for current rates. Find & compare the best CD rates, savings accounts, and bank deals!

Free deal alerts! Get the best bank rates and bank deals delivered straight to your inbox:


  • Digg
  • Facebook
  • Google Bookmarks
  • StumbleUpon
  • Yahoo! Buzz
  • Twitter

No related posts.

2 Comments on “Dollar Savings Direct – 3.05% Savings Rate”

  • February 5, 2009

    Wow, I signed up for this last month at 4.0%; hopefully it doesn’t keep dropping. I can’t complain though; it’s pretty much the highest out there. I know someone who recently got a notice that their money market was going to stop servicing them and they’d have to switch out since due to this low interest environment, they could no longer assure a positive return.

    In this 0% Fed Funds environment, I guess 3.5% is still very good.

  • Best Bank Rates
    February 17, 2009

    Looks like they just dropped to 3.05%

Leave a Comment