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	<title>Comments on: Is FNBO Direct a Scam?</title>
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	<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/</link>
	<description>Best CD rates, highest savings, money market, credit cards reviews, &#38; bank deals.</description>
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		<title>By: Ebony</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-15215</link>
		<dc:creator>Ebony</dc:creator>
		<pubDate>Sat, 17 Jan 2009 22:40:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-15215</guid>
		<description>I just opened up account with FNOB Direct Online. I haven&#039;t had any trouble with them. Besides every bank in a America has something wrong with them. Somebody has complained on every bank that&#039;s every been opened. So that&#039;s life, chose what bank you want to go with. It&#039;s not that serious!!!!</description>
		<content:encoded><![CDATA[<p>I just opened up account with FNOB Direct Online. I haven&#8217;t had any trouble with them. Besides every bank in a America has something wrong with them. Somebody has complained on every bank that&#8217;s every been opened. So that&#8217;s life, chose what bank you want to go with. It&#8217;s not that serious!!!!</p>
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		<title>By: Melanie</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-6116</link>
		<dc:creator>Melanie</dc:creator>
		<pubDate>Tue, 29 Apr 2008 11:59:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-6116</guid>
		<description>I have had my FNBO Direct Online account for a couple of months now with no problems.  The customer service folks can be reached at any time and have always been very helpful and polite.  FNBO stands for First National Bank of Omaha, and in my opinion, the midwest has a good record of folks who deal in honest, direct ways.  With interest rates dropping, they still have managed to offer a rate higher than others.</description>
		<content:encoded><![CDATA[<p>I have had my FNBO Direct Online account for a couple of months now with no problems.  The customer service folks can be reached at any time and have always been very helpful and polite.  FNBO stands for First National Bank of Omaha, and in my opinion, the midwest has a good record of folks who deal in honest, direct ways.  With interest rates dropping, they still have managed to offer a rate higher than others.</p>
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		<title>By: Melanie</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-4509</link>
		<dc:creator>Melanie</dc:creator>
		<pubDate>Thu, 31 Jan 2008 22:29:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-4509</guid>
		<description>Morans?  Well, some morons can&#039;t spell, I guess ;)</description>
		<content:encoded><![CDATA[<p>Morans?  Well, some morons can&#8217;t spell, I guess <img src='http://www.ratestracker.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: fnbo user</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-4406</link>
		<dc:creator>fnbo user</dc:creator>
		<pubDate>Fri, 25 Jan 2008 21:52:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-4406</guid>
		<description>Oh and for those that have a hassle getting their funds after closing their accounts, there is a smarter way.  All you have to do is initiate a transfer of all your funds and then close the account after the transfer clears.  There are no minimum account balances.  Morans.</description>
		<content:encoded><![CDATA[<p>Oh and for those that have a hassle getting their funds after closing their accounts, there is a smarter way.  All you have to do is initiate a transfer of all your funds and then close the account after the transfer clears.  There are no minimum account balances.  Morans.</p>
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		<title>By: fnbo user</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-4405</link>
		<dc:creator>fnbo user</dc:creator>
		<pubDate>Fri, 25 Jan 2008 21:51:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-4405</guid>
		<description>I&#039;m not sure what all the fuss is about.  I opened an account a while ago and have had no problem with them.  My only gripe is that it takes about a week for the online transfers to complete and so that can be a pain if you need to transfer money more quickly than that.  Other than that, I have had absolutely no problem at all and have enjoyed their high interest rate.</description>
		<content:encoded><![CDATA[<p>I&#8217;m not sure what all the fuss is about.  I opened an account a while ago and have had no problem with them.  My only gripe is that it takes about a week for the online transfers to complete and so that can be a pain if you need to transfer money more quickly than that.  Other than that, I have had absolutely no problem at all and have enjoyed their high interest rate.</p>
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		<title>By: Chris</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-3715</link>
		<dc:creator>Chris</dc:creator>
		<pubDate>Fri, 28 Dec 2007 21:26:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-3715</guid>
		<description>Not a scam, but shady at best.  I wish I&#039;d read these comments before I just opened my FNBO account a couple weeks ago.  Unfortunately, I only came here after deciding I&#039;d had enough.  Now I&#039;ve got to close my account and probably go through even more hassle getting my money back.</description>
		<content:encoded><![CDATA[<p>Not a scam, but shady at best.  I wish I&#8217;d read these comments before I just opened my FNBO account a couple weeks ago.  Unfortunately, I only came here after deciding I&#8217;d had enough.  Now I&#8217;ve got to close my account and probably go through even more hassle getting my money back.</p>
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		<title>By: frank</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2730</link>
		<dc:creator>frank</dc:creator>
		<pubDate>Sun, 18 Nov 2007 04:28:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2730</guid>
		<description>I just opened an account with FNBO and Funded it in just the past week.
I checked them out first and found them to be legit.
Now I&#039;ve been reading some of these negative posts.
I agree it was odd that I received a follow up email requesting my Driver license and Bank statement even after my account was approved and funded but, I do not totally agree with the complaints about FNBO being intrusive.
I mean, all this sign up and info is being done online.
With all the internet Hackers and Fraud that can happen I felt FNBO was just being positive about who is depositing money etc.
I did call them when it seemed a while after my money was taken from my account and did not show up in the FNBO account but, they explained that, after they take the money, it goes to their Main branch and then takes 3 days to show up in my FNBO account.
3 days later it was in my FNBO account.
Now I just opened it as I said so can&#039;t say anything negative and hopefully will not have any bad experiences.
Anyway, just my thoughts and we&#039;ll see how things go from here.</description>
		<content:encoded><![CDATA[<p>I just opened an account with FNBO and Funded it in just the past week.<br />
I checked them out first and found them to be legit.<br />
Now I&#8217;ve been reading some of these negative posts.<br />
I agree it was odd that I received a follow up email requesting my Driver license and Bank statement even after my account was approved and funded but, I do not totally agree with the complaints about FNBO being intrusive.<br />
I mean, all this sign up and info is being done online.<br />
With all the internet Hackers and Fraud that can happen I felt FNBO was just being positive about who is depositing money etc.<br />
I did call them when it seemed a while after my money was taken from my account and did not show up in the FNBO account but, they explained that, after they take the money, it goes to their Main branch and then takes 3 days to show up in my FNBO account.<br />
3 days later it was in my FNBO account.<br />
Now I just opened it as I said so can&#8217;t say anything negative and hopefully will not have any bad experiences.<br />
Anyway, just my thoughts and we&#8217;ll see how things go from here.</p>
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		<title>By: Nate</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2644</link>
		<dc:creator>Nate</dc:creator>
		<pubDate>Mon, 12 Nov 2007 00:26:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2644</guid>
		<description>I opened an account back in June or so.  Had none of the problems mentioned above.  I&#039;ve also found it quite easy and quick to have my monev transferred back and forth to my linked accounts.

I also had occasion to talk to a telephone rep due to my locking myself out of the website!  She was extremely friendly and courteous.  And she spoke English! And was located in Omaha and not some foreign country. I was most impressed.

All the promises have been completely fulfilled and I must confess my complete satisfaction with this company.

My only concern is that I deposited money into the account and they returned to me monev!  :P</description>
		<content:encoded><![CDATA[<p>I opened an account back in June or so.  Had none of the problems mentioned above.  I&#8217;ve also found it quite easy and quick to have my monev transferred back and forth to my linked accounts.</p>
<p>I also had occasion to talk to a telephone rep due to my locking myself out of the website!  She was extremely friendly and courteous.  And she spoke English! And was located in Omaha and not some foreign country. I was most impressed.</p>
<p>All the promises have been completely fulfilled and I must confess my complete satisfaction with this company.</p>
<p>My only concern is that I deposited money into the account and they returned to me monev!  <img src='http://www.ratestracker.com/wp-includes/images/smilies/icon_razz.gif' alt=':P' class='wp-smiley' /> </p>
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		<title>By: Dorian</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2628</link>
		<dc:creator>Dorian</dc:creator>
		<pubDate>Sun, 11 Nov 2007 03:36:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2628</guid>
		<description>Seems strange, and seemed like a scam, because on their homepage they say it takes only a minute to open an account and start earning &quot;MONEV&quot; not money?!??!? How can I trust them with my hard earned money, if they can&#039;t even spell &quot;Money.&quot;</description>
		<content:encoded><![CDATA[<p>Seems strange, and seemed like a scam, because on their homepage they say it takes only a minute to open an account and start earning &#8220;MONEV&#8221; not money?!??!? How can I trust them with my hard earned money, if they can&#8217;t even spell &#8220;Money.&#8221;</p>
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		<title>By: Sean</title>
		<link>http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2574</link>
		<dc:creator>Sean</dc:creator>
		<pubDate>Wed, 07 Nov 2007 16:34:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.ratestracker.com/best-savings/is-fnbo-direct-a-scam/#comment-2574</guid>
		<description>I just opened a FBNO account the other day.  My issue with them is they seem to be in the middle of upgrades (according to the customer service) so there&#039;s been times I couldn&#039;t get to the login page, and it wouldn&#039;t accept my answers to my security questions.

I&#039;ve called their customer service twice, on the weekend, and they were very good.  There was no wait at all.  The first time I called was my own fault because I totally misread an e-mail.  Girl on the phone was nice and told me exactly how to log into my account for the first time.

Second time I called because the site wouldn&#039;t accept my answer to the security questions.  Somehow their website had my answers all messed up.  For example, my Best Friend in Grade School was &quot;Red Sox&quot; and my Favorite Sports Team was &quot;Joe&quot; (Not my real answers, I used totally different questions).  There mus have been an iterator offset that was incorrect during the application phase.  But that got straightened out very easily.

I haven&#039;t gotten any other e-mails requesting information from me so far, but it&#039;s only been a couple of business days.</description>
		<content:encoded><![CDATA[<p>I just opened a FBNO account the other day.  My issue with them is they seem to be in the middle of upgrades (according to the customer service) so there&#8217;s been times I couldn&#8217;t get to the login page, and it wouldn&#8217;t accept my answers to my security questions.</p>
<p>I&#8217;ve called their customer service twice, on the weekend, and they were very good.  There was no wait at all.  The first time I called was my own fault because I totally misread an e-mail.  Girl on the phone was nice and told me exactly how to log into my account for the first time.</p>
<p>Second time I called because the site wouldn&#8217;t accept my answer to the security questions.  Somehow their website had my answers all messed up.  For example, my Best Friend in Grade School was &#8220;Red Sox&#8221; and my Favorite Sports Team was &#8220;Joe&#8221; (Not my real answers, I used totally different questions).  There mus have been an iterator offset that was incorrect during the application phase.  But that got straightened out very easily.</p>
<p>I haven&#8217;t gotten any other e-mails requesting information from me so far, but it&#8217;s only been a couple of business days.</p>
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