Univest Direct is a division of Univest National Bank and Trust Co. They’ve got some decent rates on CD and savings, but nothing spectacular.

They have an interesting product called the 3D Certificate of deposit. Each year that you have it it yields a different rate. Year 1 yields 1.40%, Year 2 yields 1.85%, and year 3 yields 2.10%.

$500 is needed to open the account, and penalties apply for early withdrawal. IRA CDs are also available.

In terms of savings, the Anytime Online savings account yields 1.50% APY. $1 is required to open the account and there are no monthly fees or monthly balance minimums.

Be sure to check our cd rates table and our savings rates table for the top current rates!