Florida Central Credit Union has a high-yield rewards checking account called Ultimate Checking. The checking account pays 6.01% annual percentage yield on balances up to $25,000, and 1.0% APY on balances over $25,000. Three requirements must be met each cycle to earn the yields.

The requirements are:

1. Make 12 Check Card Transactions
2. Have 1 Direct Deposit or ACH Auto Debit
3. Enroll and receive eStatements

If monthly the requirements are not met the annual percentage yield earned on all balances will be 0.25%.
The Ultimate Checking also comes with free nationwide ATM fee refunds when monthly requirements are met.
Other features of the Ultimate Checking include no monthly fee or minimum balance requirements, free Bill Pay up to 15 transactions per month, overdraft privileges, and a free check card.