Everyone and their mother goes to Costco. No matter how much we claim to hate the corporate giants that are slowly crushing the mom and pop stores, we nevertheless continue to make our weekly trips to Costco for giant packs of toilet paper and bottled water. So, why not earn some cash back? American Express have partnered with Costco to offer the Costco True Earnings Card.

• Earn 3% Cash Back for eating out, 2% for traveling, 1% everywhere else, including at Costco
• No Annual Fee with your paid Costco Membership
• The flexibility to pay charges over time
• No Limit on the Cash Back earned
• 0% APR for the first 3 months

There are two versions – one for consumers and one for businesses. They are almost the same, except the business plan includes Open Savings, which provides ongoing savings with FedEx, Delta, Hertz, JetBlue, Hyatt Hotels and Resorts and more just by using your Business Card. The savings will automatically appear on your statement, and the savings are in addition to other discounts your business may already receive. A small business could definitely benefit from these savings.