Bad Credit or No Credit Needed Credit Cards

Bad credit? Getting rejected by all the credit card providers? Poor credit and bad credit credit cards are a great alternative for people having trouble getting accepted for traditional credit cards. Browse our selection of credit cards for bad credit, read reviews and compare credit card offers for poor credit credit cards.

Once you find the card that best fits your needs, you can apply online instantly. Poor credit credit cards typically have lower credit limits and higher APRs, but if you’ve run into some tough times with the subprime mortgage mess, these cards could be a great way to start rebuilding your credit.

Orchard Bank Classic Mastercard

The Orchard Bank Classic Mastercard allows you to prequalify yourself for a credit card based on certain criteria. You may qualify for the 0% Introductory APR on purchases and balance transfers, based on your creditworthiness.

After the Introductory period ends, the variable Customary purchase APR will apply, which is currently between 9.90% and 15.99%. If you fail to make a payment when due or you exceed your credit limit, the Introductory APR will increase to the Default APR. The Annual Fee is between $0 and $79, and the Processing Fee is between $0 and $49. The variable Cash APR is 20.90%. The variable Default APR is 29.49%.

As you can see, these cards do have high rates and fees, but that is the price you have to pay if you have bad credit. Rebuild your credit with the Orchard Bank Classic Mastercard.