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Best Cash Back Rewards Credit Cards

Cash Back credit cards that allow cardholders to earn cash back rewards on their purchases. These cashback rewards cards offer up to 5% cashback! Review and compare Cash Back Rewards card offers side by side and fill out an online credit card application today.

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card from American Express is a good cashback rewards card for everyday use. This card features 3% cashback for at U.S. supermarkets, 2% cashback at U.S. stand-alone gas stations and select major department stores, and 1% cashback for all other purchases. There is no limit on the amount of cashback you can earn. In addition to the great cashback, this card also offers $100 bonus cashback if you spend $1000 within the first 3 months of membership. Some of the other features include:

  • Earn 100 Reward Dollars after you make $1,000 in purchases in the first three months of Cardmembership.
  • Earn Cash Back: 3% at US supermarkets, up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases. Terms and limitations apply.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Simple and Straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • No annual fee, 0% intro APR on purchases for 12 months. After that, your APR will be a variable rate, currently 12.99%-21.99% with flexibility to pay over time.
  • Terms and Restrictions Apply.

This card is a cash rewards card designed for those with good or excellent credit. There is no annual fee. Apply for the Blue Cash Everyday® Card from American Express today!

TrueEarnings® Card from Costco and American Express

American Express and Costco have partnered to bring you the TrueEarnings® Card from Costco and American Express. This card has a tiered cashback system, with 3% cashback on gasoline at U.S. stand alone stations (up to 4,000 annually), 2% cashback on travel and restaurants, and 1% rebate on all other purchases, including at Costco.

Rather than make you go through a complicated process to get your cash back, TrueEarnings issues a cash rebate coupon each year. You simply take this rebate coupon to your local Costco, where you’ll be able to choose between redeeming the coupon for cash or apply it to a Costco purchase.

  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it’s an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Cardmembership offers access to benefits such as Global Assist and Purchase Protection* *Underwritten by AMEX Assurance Company
  • Terms and restrictions apply

If you are a frequent visitor of Costco, apply for the TrueEarnings® Card from Costco and American Express today!

Citi® Dividend Platinum Select® Visa® Card – $100 Cash Back

Citi® Dividend Platinum Select® Visa® Card is currently offering $100 cash back after $500 in purchases within the first 3 months of account opening. This card also offers 5% cashback on select rotating categories. Some other features of this card include:

  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances.
  • No Annual Fee*

If you want a Citi cashback card, this is the one for you. No annual fee. Apply for the Citi® Dividend Platinum Select® Visa® Card today!

Get Cash Rebates with All Credit Card Purchases

Cash back credit cards provide cardholders with cash rebates or rewards, usually a % of the amount that you spend, to cardholders for making purchases with their credit cards. A cardholder has the ability to accumulate significant rebates over time based on the dollar amount of purchases made with the top cashback credit card offers.

Cashback credit cards are best for users that do not carry monthly balances. This is because Cashback cards generally have higher APRs than standard cards, and if you carry a monthly balance the higher interest rate usually more than offset the amount you get back in rebates. You will end up paying the rebate back and more to the credit card company. Use cashback cards only if you are very diligent about paying down your balance on time every month. If you maintain a monthly balance, it makes more sense to apply for a low interest credit card.

A 5% cash back is equivalent to a 5% discount on your purchases. If you use a cash back credit card for most of your purchases and routine expenditures, that can turn into significant savings over the course of the year. You can also get additional cards for family members, so that you get cashback on all your household expenditures.

In some cases, you don’t earn the full cash back on your charges until after a certain amount of expenditures. Other cards put a limit on the maximum earnings you can accumulate in a year. The rewards on your cash back credit card may also expire after a certain number of months, or if you don’t use your card for a period of time. The way your earnings are redeemed also varies from card to card. Read the terms of the card you apply for and make a note of the most important terms and conditions.

Visit our business rewards credit cards section for the best rewards cards for small businesses.

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author’s alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

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