Digital Credit Union is offering a special 14-month certificate of deposit with a 2.00% APY. Minimum deposit on this CD is $500, and IRA CDs are also available. The CD is available as of 2/9/2010. It’s also available in an IRA.

Digital Credit Union Membership Information

Anyone can join DCU via membership in an association. The least expensive membership available is $10 for joining Reach Out for Schools. You can be immediately eligible to join DCU if you live, work, worship or attend school in parts of Georgia and Massachusetts.

In the instructions for joining DCU there are links to an online membership application and a PDF application. The online application is a bit more tedious than some other online bank apps:

In order to continue processing your application, please mail a $5 check or money order payable to DCU to fund your membership.

If you have joined through a sponsoring organization, then please make sure to also include funds to cover that organization’s membership fee.

Also, please mail a copy of your driver’s license or passport. If sending a passport, or if your license does not show your current address, please also send either a utility bill in your name (electric, gas, home telephone) or a copy of your apartment lease agreement. If you have listed a Joint Owner on your application, that person must also send the required ID and address proof.

Please note, we do not accept cell phone bills, bank statements, credit card statements or pay statements as address verification.

Branches are located throughout Massachusetts, in Hudson, Merrimack and Nashua in New Hampshire, in Colorado Springs, Colorado and in Alpharetta, Georgia.