Truliant Federal Credit Union continues to have a certificate promotion with two competitive rates: 3.00% APY for a 20-month term and 2.75% APY for an 11-month term. Minimum deposit for all certificates is $1,000, and new money to the credit union is required. Both regular and IRA certificates are available.

Membership is open to anyone who lives, works or worships in one of two dozen counties in North Carolina, in portions of Greenville County, South Carolina, and in parts of a few counties in Virginia. Membership requires a minimum balance of $5 in the Regular Savings Account.

Branches are located throughout North Carolina including the cities of Burlington, Charlotte, Greensboro and Winston-Salem. Branches are also in Greenville, South Carolina, in Richmond, Virginia and in Canton, Ohio.

The credit union is federally insured by the NCUA, and it’s a rather large credit union with $1.2 billion in assets and 181,191 members.