America’s Credit Union is offering six competitive CDs with terms from 6 to 48 months. . These are promotional share certificates with a $25,000 minimum deposit. The rates are listed in the credit union’s deposit rates page: 2.55% APY 48-month and over 2.25% APY 33-48 month 2.05% APY 26-32 month 1.65% APY 17-19 month 1.55% [...]
Although short term CD rates are historically low these days, you can still find relatively lucrative APYs if you take the time to scour your state for the best CD rates. Small community banks and credit unions (as well as online banks) are most likely going to be your best bet for interest rates. Community credit [...]
Credit Union of Colorado is advertising a Share Savings Account, a Holiday Savings Account and a Health Savings Account. The Share Savings and Holiday Savings accounts have a savings rate of 0.25 percent with an annual percentage yield of 0.25 percent. The Health Savings Account (HSA) has the following savings rates. Health Savings Account Rates Balance $0 – $2,499 [...]
Agriculture Federal Credit Union has a special no penalty IRA CD available. The certificate of deposit has a 60 month term with 3.00% APY. Although this is a bit low for a 5 year term, it’s a no penalty CD meaning you can withdraw your money at any time so if you find a better [...]
Money One Federal Credit Union currently has a “Holding on to 29″ CD promotion. It’s a 29-month CD with a 2.90% APY. Minimum deposit is $29,000, and new money is required. New members must live within a 29 mile radius of the credit union and qualify for membership. In the past, this credit union has [...]
The Melrose Credit Union still offer some pretty high CD rates, despite recent rate drops. The best CD rates include: 3.03% APY for 1 year, 3.19% for 2 year, 3.34% for 3 year, and 3.49% for 4 year. A minimum of $5,000 is required to open a CD. IRA CDs are also available for $4,000. [...]
Lockheed Federal Credit Union is offering a checking account promotion in which you can earn up to $150 in bank bonuses. It doesn’t seem to be listed on credit union’s website. A reader provided a scan of the LA Times ad. You have to visit a branch to qualify for this promotion. Here is how [...]
DCH Credit Union has two special certificates with very competitive rates: 3.05% APY for a 13-month term and 2.55% APY for a 7-month term. Minimum deposits on both CDs is $10,000. IRA CDs are also available. These rates are current as of 4/18/2009. Membership is open to everyone who lives, works, worships, or goes to [...]
A-B Credit Union of Wisconsin (WI) has competitive rates on regular and IRA CDs. The CDs include: 6 month CD at 2.36%, 12 month CD at 2.86%, 2.96% for 18 months, 3.12% for 24 months, and 3.36% for 36 months. The IRA CD is available for all of these except the 6 month term. Minimum [...]
Community Banks of Colorado is offering three competitive CD rates: 2.85% APY for 18 months, 2.50% APY for 12 months and 2.20% APY for 6 months. Minimum deposit is $1,000. They also offer Jumbo CDs with 2.95% for 18 months, 2.60% for 12 months, and 2.30% for 6 months. Minimum deposit for the Jumbo is [...]
Baxter Credit Union (BCU) of Illinois and Wisconsin is offering a special 13-month CD with a rate of 2.85% APY. Minimum deposit is $500. This special is still available as of 4/03/09. BCU continues to offer a reward checking account with rates up to 4% APY as of 4/03/09. Membership is open to those who [...]
US Bank currently has two CD specials available in California. These two CDs are a 2.50% APY 10 month CD, and a 4.25% APY 59 month CD. Minimum deposit for this CD is $500, with funds new to US bank. This rate is also available for business certificates and IRA CDs. An important detail regarding [...]
Delta Community Credit Union of Georgia currently is offering a 1 year CD at 3% APY. Delta is the largest credit union in the state of Georgia with over 180,000 members and more than $2.9 billion in assets. Here are all the current CD rates being offered: 6 month: 2.50% APY 12 month: 3.00% APY [...]