Archive for the ‘Highest CD Rate’ Category

Metropolitan National Bank has a 3 month CD with a 3.50% APY. Interest can be compounded, paid by check, or deposited to your Metropolitan checking or savings account. Early withdrawals are subject to penalties. Metropolitan CDs offer: Single maturity dates or automatically renewable periods from 30 days to 4 years. Minimum initial deposit of $500 [...]

Continue reading...

Advanta Bank is topping the charts in March for the best 1 year and 18 month CDs. Both these certificates yield 3.66% APY. Minimum deposit on their standard CDs is $2500. Advanta Bank also has some pretty high rates for their jumbo CD rates as well, with rates ranging from 3.24% to 3.80% APY. Minimum [...]

Continue reading...

Flagstar Bank has the top bank CD rates for 1 year and 18 month maturity terms, with 4.40% and 4.15% APY yields, respectively. Here’s some information on Flagstar’s CDs: Interest rates listed are available only by submitting an application online These rates are not available at our banking centers The minimum opening balance for opening [...]

Continue reading...

KeyDirect, a subsidiary of KeyBank, is currently offering some pretty high CD rates. The best CD rates available at KeyDirect include a 5.20% APY 6 month CD, a 5.25% APY CD with terms from 30 to 47 months and 60 to 72 months, 5.50% APY CD with terms from 7 to 9 years, and 5.70% [...]

Continue reading...

Flagstar Bank currently holds the top position for 18 month and 3 year certificate of deposits, with a 5.00% APY rate. Their certificates feature: Interest rates listed are available only by submitting an application online These rates are not available at our banking centers The minimum opening balance for opening online is $500 Certificates of [...]

Continue reading...

E*Trade bank just increased their savings rate on their online complete savings account to 5.05%. With constant rate cuts, it would appear that this is an effort to draw more money to maintain the required level of deposits. In addition, E*Trade is still running a $25 bank bonus promotion. In addition, they also increased the [...]

Continue reading...

Flagstar Bank has some pretty high rates on their certificates with terms ranging from 3 months to 5 years. A look at their rate table shows 5.0% APY across the board, with a 5.11% APY for the 180 day (3 month) CD. Minimum balance on all Flagstar CDs is a low $500. Here’s some of [...]

Continue reading...

Bank of Internet has one of the highest rates for the 18 month CD bracket, with a 5.06% APY. They also offer personal CDs with monthly maturity dates ranging from 1 month to 60 months, if you’re looking for a more customized CD. They do not offer IRA certificates. Here are some of the terms [...]

Continue reading...

Indymac Bank has a 5.40% APY rate on their 3 month certificate. This is the best CD rate for this maturity. They also have a great deal on their 9 month CD, with a 5.50% APY. These rates are fairly high especially given the Fed’s continual rate cuts. Minimum to open is $5,000 (Internet Only). [...]

Continue reading...

Bank of America is offering an online only High Yield CD with a 5.10% APY rate and a 4 month maturity term. Minimum balance on this certificate of deposit is $5,000. You must open this account through Bank of America’s online website. They are also offering a Risk Free CD with a 4.85% APY and [...]

Continue reading...

Countrywide Bank has dropped their rates from highs of 5.75% APY earlier this month. Countrywide is one of the banks that have been hit quite hard by the subprime mortgage problem, and it is no surprise that they are offering some of the highest CD rates. They currently hold the top position for 6, 9, [...]

Continue reading...

Countrywide Bank currently holds the spot for the best 1 year CD rate, at a high 5.75% APY. Countrywide also offers some pretty high CD rates for some other maturities, including a 5.55% APY 6 month certificate, and a 5.50% APY 9 month certificate. Countrywide also offers the same rates on IRA CDs. Minimum deposit [...]

Continue reading...

Chase Bank is currently offering a special 5.45% APY 7-month certificate of deposit in certain regions. The rate table shows 5.45% APY for zip codes in Florida and New York. However, the a rate of 5.35% APY is displayed for zip codes in Texas, California, Illinois, Pennsylvania and Ohio. Minimum deposit for this CD is [...]

Continue reading...

Washington Mutual has a pretty good online certificate of deposit rate of 5.35% APY on all maturity terms from 6 months to 5 years. If you already do banking with WaMu, you can link your CD account to your regular savings and checkings accounts for convenience. Minimum deposit for all CDs is $1,000. Their online [...]

Continue reading...

Eloan.com has the top CD rate with 5 year maturity terms, with 5.55% APY. They also have the highest CD rate in the 18 month bracket, with a 5.50% APY. Minimum balance on all CDs is $10,000. Here’s some more information on Eloan’s CD account: Eary withdrawal penalty: 3 months interest for 1 year or [...]

Continue reading...