Zion Bank is offering a competitive 5.36% APY rate on it’s Desecret Money Market Account. The 5.36% APY rate is applicable to balances over $50,000; $1,000-50,000 yields a close 5.30% APY. They also offer a internet money market account with rates ranging from 4.97-5.18%, but I don’t know why you would chose this over the Desecret Money Market account. Some more details:

• Minimum balance and opening deposit is $1,000
• Includes check writing & 10 free checks
• Wire transfers are $15 for outgoing, $10 for incoming – stay away from these!
• Not available to Utah residents

ZionBank is FDIC insured, and based in Utah. Bankrate.com gives the bank a review of 4/5 stars.