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Archive for October, 2009

What is a Soft Credit Pull?

This item was filled under [ Glossary ]

What is a soft credit pull? A soft credit pull will not affect your credit at all and they will not be visible to other people who are pulling your credit. You’ll want to try to make sure that applications for savings accounts or certificates of deposits do not require a hard credit pull because [...]

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What is a Hard Credit Pull?

This item was filled under [ Glossary ]

What is a Hard Credit Pull? A hard credit pull usually occurs when you are seeking some form of credit. These pulls are visible to other people who want to look at your credit. A common red flag is someone with many recent credit check requests, which suggests that they might be overextending their credit. [...]

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