website statistics

Archive for the ‘Credit’ Category

Recent Changes in Credit Card Laws/Legislation/Rules

This item was filled under [ Credit ]

Interested in what the new credit card laws mean for you? Here’s a quick rundown of some of the changes we’ve seen in the recent credit card legislation changes and how it can benefit you: Banks can’t raise interest rates on existing credit card balances unless a promotional rate ends, you’ve been late with a [...]

Continue reading...

Tagged with: [ , ]

CARD Act Hurting Credit Card Companies

This item was filled under [ Credit ]

Now that the CARD act is impending, what are credit card companies doing to mitigate the losses that they will incur? An industry insider gives us a picture of what the future holds for credit card customers. APR Increases This is the most obvious one. Almost all credit card issuers are raising their APR rates, [...]

Continue reading...

Tagged with: [ , ]

How to Increase Your Credit Score

This item was filled under [ Credit ]

With credit scores dropping like flies in the aftermath of the mortgage crisis, you may be asking yourself, “How can I improve my credit score?” Good credit is absolutely essential to be able to finance big purchases such as homes, cars, appliances, etc. In addition, some employers and landlords will also check your credit as [...]

Continue reading...

Tagged with: [ , ]