Bank of Internet just raised its 1 year CD from 1.21% to 1.27%. This isn’t really a huge rate increase but it is nice to see some rate increases when overall CD rates have been dropping steadily. The minimum deposit on this CD is $1000. The Bank of Internet CDs feature: Multiple beneficiaries can be [...]
The current top CD rates in California are: 3 month CD – OneUnited Bank – .50% APY, 1,000 min deposit 6 month CD – Pacific Mercantile Bank – 1.00% APY, 10,000 min deposit 9 month CD – OneUnited Bank – 1.00% APY, 1,000 min deposit 1 year CD – PatelCO Credit Union – 5.00% APY, [...]
Here’s a list of the current top CD rates in Florida: 3 month CD – OneUnited Bank Unity CD – 0.50% APY, 1000 min deposit 7 month CD – TotalBank Promotional CD – 1.10% APY, 1000 min deposit 9 month CD – ONeUnited Bank Unity CD – 1.00% APY, 1000 min deposit 1 year CD [...]
The current top CD rates in Texas include: 3 month – Featured CD with .60% APY at Equity Bank, 1000 min deposit 6 month – Featured CD with .80% APY at Equity Bank, 1000 min deposit 9 month – Share CD with .80% APY at Navy FCU, 1000 min deposit 1 year – Super Saver [...]
Ally Bank is the online subisdary of Ally financial services. Ally has always had competitive interest rates on all their deposit products, along with no minimum balances, 24/7 customer support, and no monthly fees. I’ve found Ally’s interface to be intuitive and easy to use, and their customer service has also been excellent when I [...]
CNBBankDirect currently has a high-yield savings account with a minimum opening deposit of $1. This savings account’s APY is 1.2%. The interest rate is variable and can change after an account is opened. Details of the high-yield savings account include: Minimum opening deposit of $1 No monthly maintenance fee Open account online Insured by the [...]
With interest and CD rates still at recent lows, how does the savings landscape look for certificate of deposit rates in the future? The past 2 years or so have seen rates plummet. Let’s take a look at the historical CD rates over the past 2 years: There was a 7 month CD promo at [...]
Incredible Bank recently raised their CD rates to respectable levels. The new 1 year CD rate is 1.45% APY. They also have an 18 month CD at 1.55% APY. These CDs are available online nationwide. Incredible Bank CDs feature: $10,000 minimum deposit $90,000 maximum deposit Withdrawal penalty – 6 months of interest Incredible bank also [...]
Residents in Illinois have access to one of the top 7 year CD rates at West Town Savings Bank. Their 7 year CD has an APY of 3.24% APY. The 5 year CD rate is 2.12% APY. Minimum deposit on all CDs is $1000. You have to open an account in branch. There are branches [...]
Salem Five’s special CDs are amongst the top CD rates available nationwide. The CDs feature a $10,000 minimum deposit. 14 month special CD – 1.35% APY 24 month special CD – 1.75% APY 60 month special CD – 2.72% APY Salem Five also has IRA special CDs with the same rates. Salem Five also offers [...]
Aurora Bank currently has competitive certificate of deposit rates available. Checking and savings account are also available, but the rates are not as high. Aurora bank CDs have different yields based on term to maturity and deposit amount. CD rates range from 1.10% APY for a 6 month CD with 1000 minimum deposit to 2.32% [...]
Ascencia has competitive CD rates, including 1.4% annual percentage yield (APY) for a 1-year term. The CD rate is current as of Dec. 26, 2010. The quoted CD rate is guaranteed for 20 days from the date of the application. Other CD rates at the bank include: 1.11% APY for 6 months 1.45% APY for 2 [...]
Wells Fargo is another large brick and mortar bank offering below average CD rates. 6 month CD yielding 0.10% APY with a minimum deposit of $2,500 required. 12 month CD yielding 0.15% APY with a minimum deposit of $2,500 required. Wells Fargo CD Rate Promotions: 11 month CD yielding .20% APY 39 month CD yielding [...]
Chase Bank is offering CD rates that are overall better than Bank of America, compared to the best online CD rates, these rates are still quite low. Rates are accurate as of 11/28/2010. 6 month CD yielding 0.25% APY with a minimum deposit of $1,000 required. 12 month CD yielding 0.25% APY with a minimum [...]
Bank of America, as with most other larger banks, offer fairly low CD rates. CD rates are consistently below the national average. They typically will have promotional offers but for the most part these promotional offers are also much lower than average. If you’re trying to get the best CD rates, online banks will usually [...]
Peresonal Finance Help
$200 Bonus, 5% Cashback - Chase Freedom 
APY Savings Account at Ally (12/9/11)