Air Force FCU is currently offering some of the highest CD rates on terms from 1 to 5 years. The highest rates are available if you deposit a minimum of $100,000, with 5.55%, 5.65%, 5.75%, and 5.75% available for 1, 2, 3, and 5 year terms. Check their rates page for the remaining rates, which are a bit lower but still fairly competitive.

Field of membership includes all US Armed Forces–both active and retired. Head over to their eligibility page for more details on the field of membership requirements. Membership requires a minimum $5 deposit into the regular savings account.

Branches are located in San Antonio, Texas. The Air Force credit union is federally insured by the NCUA.